.ribbon-card {
      padding: 16px 18px 14px;
      margin-bottom: 22px;
    }

    .ribbon-head {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 14px;
      margin-bottom: 14px;
      flex-wrap: wrap;
    }

    .year-nav {
      display: flex;
      align-items: center;
      gap: 10px;
      font-weight: 800;
      font-size: 1.05rem;
      flex-wrap: nowrap;
    }

    .year-nav button {
      border: 1px solid var(--line);
      background: var(--surface-2);
      border-radius: 9px;
      width: 32px;
      height: 32px;
      cursor: pointer;
      display: grid;
      place-items: center;
      flex-shrink: 0;
    }

    .today-btn-fixed {
      white-space: nowrap !important;
      min-width: 95px !important;
      padding: 7px 14px !important;
      font-weight: 800 !important;
    }

    .legend {
      display: flex;
      gap: 12px;
      flex-wrap: wrap;
      font-size: .74rem;
      color: var(--muted);
      font-weight: 700;
    }

    .legend span {
      display: inline-flex;
      align-items: center;
      gap: 5px;
    }

    .legend i {
      width: 9px;
      height: 9px;
      border-radius: 3px;
      display: inline-block;
    }

    .user-greeting {
      display: flex;
      align-items: center;
      gap: 10px;
    }

    .user-avatar {
      width: 34px;
      height: 34px;
      border-radius: 50%;
      background: var(--brand-soft);
      color: var(--brand-strong);
      display: grid;
      place-items: center;
      font-weight: 800;
      font-size: .9rem;
    }

    .user-info {
      display: flex;
      flex-direction: column;
    }

    .user-name {
      font-weight: 800;
      font-size: .88rem;
    }

    .user-salary {
      font-size: .74rem;
      color: var(--muted);
      font-weight: 600;
    }

    .ribbon {
      display: grid;
      grid-template-columns: repeat(12, 1fr);
      gap: 6px;
      align-items: end;
    }

    .ribbon-col {
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 6px;
      cursor: pointer;
      border: none;
      background: transparent;
      padding: 4px;
      border-radius: 10px;
      transition: all .15s ease;
      position: relative;
    }

    .ribbon-bar {
      width: 100%;
      max-width: 36px;
      height: 72px;
      display: flex;
      flex-direction: column-reverse;
      border-radius: 7px;
      overflow: hidden;
      background: var(--surface-2);
    }

    .ribbon-bar span {
      width: 100%;
      flex-shrink: 0;
    }

    .ribbon-col small {
      font-size: .7rem;
      color: var(--muted);
      font-weight: 750;
    }

    .ribbon-col.active small {
      color: var(--brand-strong);
      font-weight: 800;
    }

    .ribbon-col.active .ribbon-bar {
      outline: 2.5px solid var(--brand-strong);
      outline-offset: 2px;
    }

    .ribbon-col.has-deficit {
      border-color: var(--danger) !important;
    }

    .ribbon-col.has-deficit::before {
      content: '!';
      position: absolute;
      top: -5px;
      right: -4px;
      width: 15px;
      height: 15px;
      background: var(--danger);
      color: #fff;
      border-radius: 50%;
      font-size: .65rem;
      font-weight: 900;
      display: grid;
      place-items: center;
      border: 2px solid var(--surface);
      box-shadow: 0 2px 6px rgba(192, 57, 43, 0.45);
      z-index: 3;
    }

    .ribbon-col.highlight-month,
    .ribbon-col.ribbon-highlight {
      background: color-mix(in srgb, var(--brand) 12%, transparent) !important;
      border-radius: 10px !important;
      box-shadow: 0 0 0 1.5px color-mix(in srgb, var(--brand) 45%, transparent) !important;
      opacity: 1 !important;
      transform: translateY(-2px);
    }

    .ribbon-col.dimmed-month,
    .ribbon-col.ribbon-dimmed {
      opacity: 0.35 !important;
      transform: none;
    }

    .due-alert-banner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 12px;
      padding: 12px 18px;
      background: var(--warning-soft);
      color: var(--warning);
      border: 1px solid color-mix(in srgb, var(--warning) 30%, transparent);
      border-radius: var(--radius-sm);
      margin-bottom: 20px;
      font-weight: 750;
      font-size: .86rem;
    }

    .metrics {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
      gap: 14px;
      margin-bottom: 22px;
    }

    .metric {
      padding: 16px 18px;
      border: 1px solid var(--line);
      border-radius: var(--radius);
      background: var(--surface);
      box-shadow: var(--shadow);
      position: relative;
      overflow: hidden;
    }

    .metric .label {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 6px;
      color: var(--muted);
      font-size: .76rem;
      font-weight: 750;
      text-transform: uppercase;
      letter-spacing: .04em;
    }

    .metric .value {
      margin-top: 8px;
      font-size: clamp(1.15rem, 2.2vw, 1.45rem);
      font-weight: 800;
      letter-spacing: -.02em;
    }

    .metric .sub {
      margin-top: 4px;
      font-size: .75rem;
      color: var(--muted);
      font-weight: 600;
    }

    .metric .bar {
      margin-top: 10px;
      height: 6px;
      border-radius: 999px;
      background: var(--surface-2);
      overflow: hidden;
    }

    .metric .bar span {
      display: block;
      height: 100%;
      border-radius: inherit;
    }

    .insights-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
      gap: 12px;
    }

    .insight-card {
      padding: 14px 16px;
      border-radius: 14px;
      background: var(--surface-2);
      border: 1px solid var(--line);
      display: flex;
      gap: 12px;
      align-items: flex-start;
      min-width: 0;
      overflow-wrap: anywhere;
      word-break: break-word;
    }

    .insight-icon {
      width: 36px;
      height: 36px;
      border-radius: 10px;
      display: grid;
      place-items: center;
      flex-shrink: 0;
      font-size: 1.1rem;
    }

    .chart-card {
      padding: 18px;
      display: grid;
      gap: 16px;
    }

    .chart-head {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 10px;
    }

    .chart-title {
      font-weight: 800;
      font-size: 1rem;
      margin: 0;
      display: flex;
      align-items: center;
      gap: 8px;
    }

    .dest-bars {
      display: grid;
      gap: 10px;
    }

    .dest-bar-item {
      display: grid;
      grid-template-columns: 110px 1fr 100px auto;
      gap: 12px;
      align-items: center;
      font-size: .83rem;
    }

    .dest-name {
      font-weight: 750;
      overflow: hidden;
      text-overflow: ellipsis;
      white-space: nowrap;
    }

    .dest-track {
      height: 10px;
      border-radius: 999px;
      background: var(--surface-2);
      overflow: hidden;
      display: flex;
    }

    .dest-fill {
      height: 100%;
      border-radius: 999px;
      transition: width .3s ease;
    }

    .dest-val {
      text-align: right;
      font-weight: 800;
      font-size: .83rem;
    }

    .chart-type-selector {
      display: inline-flex;
      background: var(--surface-2);
      padding: 3px;
      border-radius: var(--radius-sm);
      border: 1px solid var(--line);
      gap: 3px;
      align-items: center;
    }

    .chart-type-btn {
      border: 1px solid transparent !important;
      background: transparent !important;
      padding: 5px 10px !important;
      font-size: .78rem !important;
      font-weight: 700 !important;
      color: var(--muted) !important;
      border-radius: 8px !important;
      cursor: pointer;
      transition: all .15s ease !important;
      display: inline-flex;
      align-items: center;
      gap: 5px;
      box-shadow: none !important;
      transform: none !important;
    }

    .chart-type-btn:hover {
      color: var(--text) !important;
      background: var(--surface-3) !important;
    }

    .chart-type-btn.active {
      background: var(--surface) !important;
      color: var(--brand-strong) !important;
      border-color: var(--line) !important;
      box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06) !important;
    }

    #tab-investments .metrics {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 14px;
      margin-bottom: 22px;
    }

    #investChartsGrid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 16px;
      margin-bottom: 20px;
    }

    .dest-track {
      height: 8px;
      border-radius: 999px;
      background: var(--surface-2);
      overflow: hidden;
      display: flex;
      margin-bottom: 3px;
    }

    .dest-fill {
      height: 100%;
      border-radius: 999px;
      transition: width .3s ease;
    }